Insurance Life Blog

A Quick Definition | Apr 23, 2013

There are basically two types of life insurance, temporary or term, and permanent. The coverage of term insurance policies has no investment component and is only good enough for a set period of time.  Usually, this type of insurance covers funeral and burial expenses, payment for estate and inheritance taxes, and disbursement for debts.  It More…

Preparing for Your Death | Feb 21, 2013

The title sounds so morbid alright, but this is what really should be done.  You can never know when your last day on earth is. If you are one of those who have a lot of responsibilities, I’m sure you are thinking of what will happen to your family or loved ones if you die.  More…

Monthly Digest: Disability and Long-Term Care Insurance | Mar 30, 2017

Comprehensive coverage is a big concern among many Americans. From renters insurance to long-term care insurance, what makes the situation more challenging is that each type of insurance requires a good amount of research. If we want to be smart about it and save a few more dollars in the long run, we have to More…

Long-Term Care Insurance that Spouses Can Share | Mar 10, 2017

Today, one person would need hundreds and thousands of dollars ready to cover the costs of care without long-term care insurance. In fact, a year’s worth of stay in a private room at a nursing home last year, the median cost was already at $92,378. With the way the care costs have rapidly increased over More…

Aging in Place through Long Term Care Insurance | Mar 01, 2017

Many have been seeking ways to delay growing older for various reasons. Some wish to push it back a few more years to maintain a youthful look. Others simply do not like the idea of losing independence once the age-related health concerns emerge. These older individuals hope and pray that they do not end up More…

Caregiver Abuse: Dealing with an Abusive Care Recipient | Feb 15, 2017

When we hear caregiver abuse, we often assume that the mistreatment comes from the care provider. After all, how can a person at a disadvantage because of frailty or illness cause that much distress on an able person, right? However, caregivers are also at risk of being on the receiving end of abuse. Care recipients More…

Long Term Care Insurance: Which Sources are Reliable? | Feb 01, 2017

According to the US Department of Health and Human Services, seventy percent of Americans would require long term care assistance during their lifetime. We can all agree that this figure is quite disturbing because it can happen to you or anyone in your family. However, what is more alarming about this is the lack of More…

Successful Aging Through Long Term Care Insurance | Jan 24, 2017

Successful aging requires an intricate process to achieve. Especially today, so many factors can affect what it means to be content and secured in old age. One of these is the place of long term care insurance in the lives of older generations.  This close to the finish line, not many individuals can afford it More…

What Can I Do to Ensure a Financially Stable Retirement? | Jan 03, 2017

The New Year brings many opportunities! As we all gear up for the year ahead of us, we must all take this opportunity to get a head start on retirement planning.   Understandably, many are hesitant when they broach difficult topics such as long term care. This is why Insurance Life Blog aims to iron More…

Save Money to Pay Bills during Medicare Supplement Open Enrollment | Dec 10, 2016

More Americans are facing the hard reality of making ends meet. The act of saving money to pay bills can even be considered a hurdle far too high and wide to accomplish. This uncomfortable thought rings true especially for baby boomers entering the retirement phase of their lives. According to a recent study done by More…

Welcome to InsuranceLifeBlog.Com

InsuranceLifeBlog.com shares useful information about life insurance.  A lot of people have heard of this type of policy but still do not know what it is, how it works, and its coverage.  Having access to useful sources can help them better understand if this is the right plan for their needs and realize its importance.

Buying a policy should be carefully planned.  An informed consumer can make better and wiser decisions.   This is why prior to purchasing an insurance policy, it is advised to research first and know what are the available options out there.  Buyers should be familiar with the different life insurance types.  They should compare them, learn their similarities and differences, and know their pros and cons.  They should also seek out the ways they can save and land an affordable life insurance.  With these, they can easily make the right choices and have fewer worries.

InsuranceLifeBlog.com provides informative and helpful articles and news about life insurance plans.  It can be the one-stop source for all related information that can make both policy buyers and policy holders have an all-rounded and in-depth knowledge of this type of insurance.

Visit this blog often for regular updates.   For those who have some topics in mind that they want to see in this site, and for those who have questions that they need to be answered, please get in touch with us or leave a comment.  Send us an email at blog.insurancelife@gmail.com